Disclaimer and Disclosures
Effective date: August 6, 2026
General disclaimer
CD Rate Scout is an informational comparison and marketing website. We are not a bank, credit union, lender, broker-dealer, investment adviser, or financial, legal or tax advisor. We do not take deposits, hold funds, issue certificates of deposit or open accounts on your behalf.
Advertising and compensation disclosure
This website is an advertisement. CD Rate Scout Ltd. may be compensated by participating banks, brokerages and marketing partners when a consumer submits a request or opens an account. That compensation may affect which providers appear, the order in which they appear and how prominently they are featured. This site does not review every provider or product on the market, and the options displayed are not an exhaustive list.
No offer and no guarantee
Nothing here is an offer, solicitation, commitment or recommendation to buy or sell any financial product. Sending the form does not lock in a rate and does not guarantee qualification, approval, eligibility, availability, contact from a provider or any particular financial outcome.
Rate and APY disclosure
Rates, yields and APY figures shown here are illustrative or drawn from information believed reliable when published, and may be out of date. The issuing institution sets actual rates, terms, minimum deposits, compounding, interest-payment schedules and fees, and discloses them in its own account documents — which control if there is any conflict.
FDIC insurance
Eligible deposits may qualify for FDIC insurance within applicable limits, ownership-category rules, recordkeeping requirements and any other deposits held at the same issuing bank. The issuing bank and the FDIC determine coverage — this website does not. CD Rate Scout Ltd. is not a bank and is not FDIC insured.
Non-callable brokered CDs
This program is limited to non-callable brokered CDs: CDs a bank issues and you hold through an approved brokerage account, which the issuing bank cannot redeem before the stated maturity date. They are intended to be held to maturity, and the complete terms — issuing bank, deposit amount, maturity date, APY and interest schedule — are supplied by the participating provider before any transaction is completed.
Educational content and tools
Articles, FAQs and the Maturity Planner exist for general education only. Planner outputs are estimates built from the inputs you enter; they do not reflect any actual offer, interest calculation or account terms.
Third-party providers
Providers who contact you are independent third parties, responsible for their own products, rates, disclosures and compliance. CD Rate Scout Ltd. does not endorse, guarantee or accept responsibility for any provider or for the accuracy of the information they present.
Contact
CD Rate Scout Ltd., 347 5th Ave #1402, New York, NY 10016 · support@cdratescout.com. See our Privacy Policy and Terms and Conditions.
